Miami will play for a national championship as an 8.5-point underdog on Monday.

The urgency to win is obvious, but ratcheted up by their lack of a 2026 plan at QB.

On today’s episode of Locked On College Football, I talk about why Indiana is looking like a national title contender once again in 2026.

Curt Cignetti has been steamrolling teams while crushing the portal.

Arizona State landed a pair of top transfer WRs to support transfer QB Cutter Boley.

Colorado has also made portal moves; can they contend in the Big 12?

04:00 Miami’s Quarterback Dilemma
07:26 Miami Football: Potential Reset Year
12:46 Cignetti’s Success and IU Bias
14:59 Championship Predictions and Key Transfers
19:28 Dabo’s Decline and Picks Blueprint
23:26 Quarterback Decisions and Team Reset
25:49 Underrated Moves and Coaching Hires